Inclusiv is the national CDFI intermediary for and non-profit network of community development credit unions with a mission to help low- and moderate-income people and communities achieve financial independence through credit unions.
Inclusiv connects capital from mission-aligned partners to deepen impact and advance equity in underinvested communities.
Since 1982 Inclusiv/Capital has invested more than $330 million in member community development credit unions to support their growth and ability to serve their communities.
Subordinated Debt loans are subordinated, long-term (five years or more) debt available to credit unions with low-income designation from their regulator. Subordinated Debt can count as part of net worth for regulatory purposes, and as such can help growing credit unions to achieve the required minimum capital standards. Inclusiv makes Subordinated Debt loans of up to $2,000,000. Learn more.
Inclusiv/Mortgage purchases seasoned, performing mortgage loans from member credit unions to replenish CDCUs’ loan capital, thereby expanding lending in local communities. Inclusiv/Mortgage will purchase first lien, one-to-four family and condominium mortgage loans, manufactured home loans, and coop loans of up to $250,000. Learn more.
Inclusiv partners with institutional investors to make a difference and build inclusive economies through their investments. One such partnership is Inclusiv's collaboration with NerdWallet on several initiatives to advance financial access in underserved communities. Learn More.
