Applying Earnings at Risk at a Credit Union


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Size48.43 MB
Create DateSeptember 30, 2015
Last UpdatedSeptember 30, 2015
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Credit union CEOs and Boards need accurate and usable methods for managing interest rate risk. Attend this session to learn why interest rate risk may be the primary concern for examiners when they audit financial institutions in the next several years, plus:
  • The background behind net economic value (NEV) analysis, why some examiners adhere to this method, and the perils of using a NEV asset/liability management model for managing interest rate risk
  • Why earnings at risk (EaR) analysis is superior to NEV analysis, and how EaR can be used for long-term planning

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