Inclusiv Completes its First Small Business Loan Purchase

This was possible in part by a grant from MasterCard’s Strive USA program    

New York, NY (April 8th, 2025) - Inclusiv is excited to share the purchase of our very first small business loan pool from Cooperativa de Ahorro y Crédito Jesús Obrero in Puerto Rico, as a part of our Loan Participation Marketplace. The loan pool consists of three small business loans with a current balance of almost $980K. This important accomplishment was made possible in part by a grant from MasterCard Strive USA.    

Through Inclusiv’s Loan Participation Marketplace, our member community of development credit unions (CDCUs) and Puerto Rican cooperativas can buy and sell loans to and from other members. Our Loan Participation Marketplace program as well as the Loan Loss Fund and the Small Business Capital Initiative Learning Center are part of Inclusiv’s Small Business Capital Initiative designed to help our member credit unions to scale-up their small business lending and unlock millions of dollars of new investment to build small businesses in low-income communities. The initiative, launched officially in May of 2024, includes capacity building, technical assistance, loan processing support, risk mitigation among other support for CDCU small business lending programs.    

The Loan Participation Marketplace aims to benefit over 200 CDCUs members of Inclusiv that in the last quarter of 2024 held over $33 billion in over 56,000 small business loans to their members.  By establishing the tools to underwrite standardized high-impact loans and trade those loans, Inclusiv aims to tap millions of dollars of capital to dramatically increase the capital and capacity of small businesses.