Impact Capital

Investing in community development credit unions (CDCUs) is core to Inclusiv’s mission and impact and expands economic opportunity in the communities CDCUs serve. As the national Community Development Financial Institution (CDFI) intermediary for credit unions, Inclusiv invests in mission-aligned credit unions and cooperativas working to foster an equitable, inclusive cooperative financial system. We partner with our network to build an economy in which people who have been systemically excluded benefit from quality housing, better jobs, stronger businesses, and opportunities to build wealth that remains and is reinvested in resilient, climate-prepared communities.

For over 40 years, Inclusiv has invested in CDCUs, creating capital resources designed for credit unions and supporting the development and expansion of financial products and development services to cultivate opportunities in underinvested communities. With our industry-leading insights on regulations, financial models and impact strategies for credit unions, Inclusiv has developed effective underwriting models and development services for CDCUs. We have built trusted relationships that support CDCU growth and developed meaningful partnerships with mission-aligned investors to raise impact capital that supports credit unions in expanding their reach into underinvested markets.  

Inclusiv has invested more than $450 million into CDCUs through the creation of the credit union movement’s first impact funds, liquidity resources, subordinated debt investments and secondary markets designed to support CDCUs’ sustainable growth and community impact across urban, rural, and reservation-based communities across the US and Puerto Rico.